There's much that's been written to explain our current crisis and it's root cause. While the pundits dialogue about derivitives and sub-prime mortgages; and Washington wrestles over whether our grandchildren need a $1trillion…$2trillion…or $3trillion haircut (plus interest), I think I've figured out what's caused our problems.
It's really pretty simple.
Ever wonder why your bank sends you books of checks with 30 checks and only 3 deposit slips?